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Equitas Credit Card Promo Codes & Coupons July 2026

As of July 2026, Equitas Credit Card has 15 active offers: 0 coupon codes and 15 deals, updated daily. Pick a working Equitas Credit Card promo code and save on your next order.

๐Ÿ”ฅ Top Equitas Credit Card Discount Codes for July 12, 2026

25%
OFF
ASPIRE Credit Card: Joining Fee Waived

Receive a waiver on the joining fee for the ASPIRE Credit Card. This is applicable for new card approvals.

45%
OFF
Fuel Surcharge Waiver on Equitas Debit Cards

A waiver on fuel surcharge is available for transactions made using Equitas Debit Cards. Minimum transaction value may apply.

Expires Jul 31, 2026
20%
OFF
Savings Account Opening with Special Benefits

Open a new Equitas Savings Account and unlock exclusive benefits. Offers may include preferential interest rates.

50%
OFF
500 Bonus Reward Points on EXALT Card

Earn 500 extra reward points upon activation of the EXALT Credit Card. These points are credited after your first transaction.

Free Gift
Welcome Amazon Gift Card with New Equitas Card

Receive an Amazon gift card as a welcome bonus when you get a new Equitas Credit Card. Terms and conditions apply for eligibility.

40%
OFF
Milestone Bonus Reward Points on Credit Card

Earn additional reward points when you reach spending milestones on your Equitas Credit Card. Check your card's specific terms.

30%
OFF
FREE Renewal Fee for Select Credit Cards

The annual renewal fee for certain Equitas Credit Cards is waived. This depends on your annual spending patterns.

10%
OFF
Diwali Offer: 10% Instant Discount on Shopping

A 10% instant discount is available on online shopping during the Diwali season. This applies when using Equitas Credit Cards.

Expires Jul 28, 2026
Up to
15%
OFF
Up to 15% Off Swiggy Orders via Equitas

Enjoy up to 15% off on food orders placed through Swiggy. Payment must be made using an Equitas Bank card.

Up to
15%
OFF
Year End Sale: Up to 15% Off Partner Merchants

Access up to 15% off at various partner merchants during the Year End Sale. Use your Equitas card to avail this discount.

10%
OFF
Great Indian Festival: 10% Discount on Amazon

Receive a 10% discount on Amazon purchases during the Great Indian Festival. This offer is valid for Equitas cardholders.

12%
OFF
12% Cashback on Utility Bill Payments

Get 12% cashback when you pay your utility bills using your Equitas Credit Card. A maximum cashback limit may be imposed.

Buy 1 Get 1
BookMyShow Offer: Buy 1 Get 1 Movie Ticket

Purchase one movie ticket on BookMyShow and get another free with your Equitas Credit Card. This offer is subject to availability.

15%
OFF
ELEGANCE Card: First Year Fee Free

The annual fee for the first year of the ELEGANCE Credit Card is waived. This offer is valid for new cardholders.

10%
OFF
Flat 10% Off Dining with Equitas Cards

Get a 10% instant discount on dining at partner restaurants. This offer applies when paying with an Equitas Credit or Debit Card.

Expires Aug 19, 2026

Customer Reviews

4.3
Average Rating
3
Total Reviews
Indian Impression
โ˜…โ˜…โ˜…โ˜…โ˜…
1 week ago

Easy account opening

Opened a Selfie Savings Account with Equitas a few weeks ago. The process was quite smooth, did it all from my phone, no branch visit. Funds transferred quickly. The mobile banking app is decent, not too complicated. No major issues, happy with it overall for daily use.

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Mauricio Valencia
โ˜…โ˜…โ˜…โ˜…โ˜†
1 week ago

Good card, welcome bonus delayed

I got the ASPIRE Credit Card last month. Application was simple enough online. The card arrived in 6 days which was quick. I liked the joining fee waiver. But the welcome reward points haven't credited yet, even after a month. Hope they sort it soon.

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Daniel Wilson
โ˜…โ˜…โ˜…โ˜…โ˜†
1 month ago

Decent card, slow customer service

Applied for the ELEGANCE Credit Card and it was approved in about 10 days, which was fine. The card has some good dining discounts I've used already. The sign up bonus came after a few weeks, which was nice. I had an issue activating online transactions and calling customer care took quite a while to connect, almost 15 minutes. They resolved it eventually, but the wait was a bit much. Overall, a useful card with good benefits, but customer support could be faster.

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Equitas Credit Card Community Discussion

Share tips, ask questions & help fellow shoppers save more

K
Kaartik Mishra
3 weeks ago

Hey guys, planning to get an Equitas credit card. How long does it usually take for the card to arrive after approval? I'm in Bangalore.

D Diana Stamour 2 weeks ago
Mine took about a week, maybe 8 days, to Chennai after approval. Bangalore might be similar, I'd guess.
1
D dimitris kaloutsidis 2 weeks ago
Yeah, pretty quick for me too. Got my Aspire card in under 10 days to Hyderabad. Tracking was decent too.
0
8 Responses (2)
A
Akash Bawa
1 week ago

Thinking of getting the Elegance card, mostly for the travel benefits. How does Equitas compare to something like IDFC First Bank for rewards and general perks?

C Carol 1 week ago
Hmm, IDFC often has better general reward rates or specific category boosts. Equitas can be good if you hit their milestone bonuses or use their specific partner offers like for Swiggy or BookMyShow. Depends on where you spend most, really.
3
D Debbie south 1 week ago
I've got both kinda. IDFC has slightly better overall value for me 'cause I don't always hit Equitas's specific offers. But Equitas does have decent fuel surcharge waivers and some joining benefits that are good for the first year.
2
4 Responses (2)

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